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  • Calculators
  • Your Mortgage Step By Step
  • Frequently Asked Questions
  • 3rd Party Resources
  • Mortgage Fitness Checkup
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  • Mortgage Rates
  • Calculators
  • Your Mortgage Step By Step
  • Frequently Asked Questions
  • 3rd Party Resources
  • Mortgage Fitness Checkup
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  • John Barnhizer
  • Scott Lineberry
  • Todd Shaw
  • Greg Duncan
  • Rick Adrianse
  • Steve Kowbel
  • Tina Bedford
  • Audra Hocking
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Calculators Your Mortgage Step By Step Frequently Asked Questions 3rd Party Resources Mortgage Fitness Checkup Capital Mortgage 4949 Pleasant Street Suite #101 West Des Moines, Iowa 50266 515-226-3383

Your Mortgage: Step By Step

We understand that the home financing process can be daunting. But you’ve come to the right place. This is the process you can expect to go through with your Capital Mortgage Loan Officer. The little details make everyone’s loan process is different, but these are the major milestones.

Step 1: Application Interview
We’ll sit down with you to discuss your financial situation and complete the loan application.

Step 2: Credit History Review
We review your credit and find out what rate and products you qualify for.

Step 3: Determine Best Products
We’ll put our expertise to work to find the best product for your unique situation.

Step 4: Appraisal and Title Work
The lender orders this important paper work to ensure everyone is protected.

Step 5: Underwrite loan and verify information
We complete the paper work necessary for close.

Step 6: Close
You sign some paper work and your home financing dream becomes a reality.